The announced adjustments are effective July 1, 2025.
The new dollar amounts
The current COLA changes impact a number of dollar amounts incorporated into Subpart B of Regulation CC including:
The minimum amount in § 229.10(c) (formerly known as the $100 rule) will be adjusted from $225 to $275;
The cash withdrawal amount in § 229.12(d) will be adjusted from $450 to $550;
The new-account amount of $5,525 in § 229.13(a), the large-deposit threshold of $5,525 in § 229.13(b), and the repeatedly overdrawn threshold of $5,525 in § 229.13(d) will each be adjusted to $6,725; and
The civil liability amounts in § 229.21(a) of $1,100 and $552,500 will be adjusted to $1,350 and $672,950, respectively
